Our comprehensive financial planning and investment management services are included in our annual fee. You never receive a bill for phone calls or meetings, and we encourage you to contact us anytime.

The annual fee is determined by your total assets under our management, as shown below. Our minimum quarterly fee is $2,500. We deduct most clients’ fees directly from their investment accounts. For clients with smaller portfolios, we offer the option to pay from your bank account.

“Assets under management” includes investment accounts that we manage directly for you at Charles Schwab or TD Ameritrade, and investment accounts not at Schwab or TD that you have engaged us to advise on (for example, a 401(k) plan). It does not include your home, bank accounts, life insurance policies, etc.

To focus our time on full-service wealth management clients, we do not do one-time financial planning projects.